Selecting the right breakdown cover makes all the difference if you and your family get stuck by the side of the road on a stormy winters evening. Purchasing the correct cover is imperative if you want to be properly cared for in the event of a breakdown. You must make sure you deal with the right company, the last thing you need is a novice repairman arriving on the scene with no clue how to resolve your issue.

This article will include several fundamental questions to ask before buying a policy.

What does the policy cover?

When choosing a car recovery service, it is important to select a policy that covers not just the vehicle, but the drivers of that vehicle. With so many households having several cars, it makes a lot more sense to have a breakdown policy which covers multiple vehicles. If your home only has one car, it is still advisable to have a policy which covers the car you are driving, whether that be your own, a friend or a rental vehicle.

Can I insure multiple drivers on one policy?

It is difficult to keep track of more than one policy, so what not ask about insuring multiple drivers using the same cover. Some car recovery services will often offer discounts for more than one driver or vehicle on your policy. It is advisable to cover individual drivers, rather than vehicles because it allows users to use a wide range of cars without having to be selective.

When will my cover begin after payment?

Once you’ve paid for your policy, your vehicle should be ready to drive almost immediately. But with most companies your cover doesn’t come into effect until 24 to 48 hours after. It is advisable to speak to a company representative for more details, they’ll be able to provide you with more concise answers on the subject.

Is my vehicle covered outside of the UK?

If you’ve bought a policy in the UK, you are only covered for breakdown assistance in the country you purchased your policy from. So, if you would like to take your vehicle abroad, some professional car recovery services offer protection in Europe. You’ll find more information on their website or if you’d like to call, you should have no problems contacting a knowledgeable adviser.

What happens if my car breaks down?

The reason you pay for cover is in the event of a breakdown, the car recovery service must act promptly and immediately send a mechanic to your destination. If you’ve children or elderly people in the vehicle it can be a stressful experience depending on where you have broken down.

There are many different types of vehicle breakdown covers to choose from, so it is beneficial to ask as many questions as possible before you decide on a specific policy. Vehicle breakdown cover is a must if you regularly use your car, you don’t want to get stuck in a remote region without having some sort of professional assistance on call.