Following a car accident, there are a number of key steps you must take in order to ensure that you are on the right side of the law and to satisfy the requirements of your insurance policy. Although it can be a rattling experience, it is important to keep a level head and cover the following:
You are legally obligated to stop if you are involved in a car accident, no matter how small and regardless of whether you believe any damage was done to either car. This gives both drivers time to inspect the situation and assess whether it will be necessary to exchange insurance details. In more serious cases, it will be necessary to check whether anyone requires medical attention, and the accident should be reported to police in order to obtain a formal report. It is always best to leave the vehicles in situ, unless they are causing severe traffic issues and can be safely and easily moved.
- Do Not Assume Responsibility
You should never admit responsibility for an accident at the scene, as this has the potential to invalidate your insurance. In line with this, it is best to keep your discussion of the accident with the other party to a minimum, and instead speak to officials such as police, the ambulance service and your insurance provider. Always stay neutral until the professionals have had chance to assess the situation properly.
- Gather Information
In order to make your insurance claim, it is essential to gather the contact names, numbers and addresses of all other parties involved, along with their licence plate numbers, the makes and models of their cars and their insurance details. You should then contact your insurance company as soon as possible in order to file a claim. In the event that the other driver does not give their details, then you should contact the police immediately.
- Get Back on the Road
Depending on the severity of the accident, you may only need to perform minor repairs, or you may need to organise for a tow-truck to collect you and your car via your insurance provider. If you have any broken windows or a cracked windscreen, you should have these fixed as soon as possible both for safety and security reasons. We Replace Any Car Glass provides an efficient service that is able to come to you 24/7 so that you can get back on the road as quickly as possible.
- Follow Up Your Claim
In the week following your accident, you should remain in contact with your insurance company in order to follow up any claims. This will ensure that your claim is processed as quickly as possible, and any missing information can be provided without delay.
Although nobody ever wants to experience the problems that come with a collision, unfortunately accidents do happen. In the event that you are involved in a car crash, be sure to complete the above steps, and you can be sure to remain on the right side of the law.